Wesley: Faith and Repentance
SAYS YOU: " grace and works complements each other, and are inseparable, for they work hand in hand."
 ME: I think you meant Faith and Works. those two go hand in hand. As Wesley said, Faith "...is not barely a speculative, rational thing, a cold, lifeless assent, a train of ideas in the head; but also a disposition of the heart".
I add this because you have misrepresented protestants:
Thus it is, that in the children of God, repentance and faith exactly answer each other. By repentance we feel the sin remaining in our hearts, and cleaving to our words and actions: by faith, we receive the power of God in Christ, purifying our hearts, and cleansing our hands.By repentance, we are still sensible that we deserve punishment for all our tempers, and words, and actions: by faith, we are conscious that our Advocate with the Father is continually pleading for us, and thereby continually turning aside all condemnation and punishment from us.By repentance we have an abiding conviction that there is no help in us: by faith we receive not only mercy, "but grace to help in" every "time of need.Repentance disclaims the very possibility of any other help; faith accepts all the help we stand in need of, from him that hath all power in heaven and earth.Repentance says, "Without him I can do nothing:" Faith says, "I can do all things through Christ strengthening me." Through him I can not only overcome, but expel, all the enemies of my soul.Through him I can "love the Lord my God with all my heart, mind, soul, and strength;" yea, and "walk in holiness and righteousness before him all the days of my life."
For all this is....more than a dead faith.The true, living, Christian faith, which whosoever hath, is born of God, is not only an assent, an act of the understanding; but A DISPOSITION, which God hath wrought in his heart; "a sure trust and confidence in God, that, through the merits of Christ, his sins are forgiven, and he reconciled to the favor of God." This implies, that a man first renounce himself; that, in order to be "found in Christ," to be accepted through him, he totally rejects all "confidence in the flesh;" that, "having nothing to pay," having no trust in his own works or righteousness of any kind, he comes to God as a lost, miserable, self-destroyed, self-condemned, undone, helpless sinner; as one whose mouth is utterly stopped, and who is altogether "guilty before God." Such a sense of sin, (commonly called despair, by those who speak evil of the things they know not,) together with a full conviction, such as no words can express, that of Christ only cometh our salvation, and an earnest desire of that salvation, must precede a living faith, a trust in Him, who "for us paid our ransom by his death, and fulfilled the law of his life." This faith then, whereby we are born of God, is "not only a belief of all the articles of our faith, but also a true confidence of the mercy of God, through our Lord Jesus Christ."
"The right and true Christian faith is..., "not only to believe that Holy Scripture and the Articles of our Faith are true, but also to have a sure trust and confidence to be saved from everlasting damnation by Christ.It is a sure trust and confidence which a man hath in God, that, by the merits of Christ, his sins are forgiven, and he reconciled to the favor of God; WHEREOF DOTH FOLLOW A LOVING HEART, TO OBEY HIS COMMANDMENTS."
Faith in general is a divine, supernatural "_elegchos_," "evidence" or "conviction,"of things not seen," not discoverable by our bodily senses, as being either past, future, or spiritual.Justifying faith implies, not only a divine evidence or conviction that "God was in Christ, reconciling the world unto himself;" but A SURE TRUST AND CONFIDENCE THAT CHRIST DIED FOR "MY" SINS, THAT HE LOVED "ME," AND GAVE HIMSELF FOR "ME." And at what time soever a sinner thus believes, be it in early childhood, in the strength of his years, or when he is old and hoary-haired, God justifieth that ungodly one: God, for the sake of his Son, pardoneth and absolveth him, who had in him, till then, no good thing.Repentance, indeed, God had given him before; but that repentance was neither more nor less than a deep sense of the want of all good, and the presence of all evil.And whatever good he hath, or doeth, from that hour when he first believes in God through Christ, faith does not "find," but "bring." This is the fruit of faith. FIRST THE TREE IS GOOD, AND THEN THE FRUIT IS GOOD ALSO.
Only beware thou do not deceive thy own soul with regard to the nature of this faith.It is not, as some have fondly conceived, a bare assent to the truth of the Bible, of the articles of our creed, or of all that is contained in the Old and New Testament. The devils believe this, as well as I or thou! And yet they are devils still. But it is, over and above this, a sure trust in the mercy of God, through Christ Jesus.It is a confidence in a pardoning God. It is a divine evidence or conviction that "God was in Christ, reconciling the world to himself, not imputing to them their" former "trespasses;" and, in particular, that the Son of God hath loved me, and given himself for me; and that I, even I, am now reconciled to God by the blood of the cross.
"All things are possible to him that" thus "believeth."The eyes of his understanding being enlightened," he sees what is his calling; even to glorify God, who hath bought him with so high a price, in his body and in his spirit, which now are God's by redemption, as well as by creation.He feels what is "the exceeding greatness of this power," who, as he raise up Christ from the dead, so is able to-quicken us, dead in sin," by his Spirit which dwelleth in us."This is the victory which overcometh the world, even our faith;" that faith, which is not only an unshaken assent to all that God hath revealed in Scripture, -- and in particular to those important truths, "Jesus Christ came into the world to save sinners;"He bare our sins in his own body on the tree;"He is the propitiation for our sins, and not for ours only, but also for the sins of the whole world;"-- but likewise the revelation of Christ in our hearts; a divine evidence or conviction of his love, his free, unmerited love to me a sinner; a sure confidence in his pardoning mercy, wrought in us by the Holy Ghost; a confidence, whereby every true believer is enabled to bear witness, "I know that my Redeemer liveth," that I have an "Advocate with the Father," and that "Jesus Christ the righteous" is my Lord, and "the propitiation for my sins," -- I know he hath "loved me, and given himself for me," -- He hath reconciled me, even me, to God; and I "have redemption through his blood, even the forgiveness of sins."
Or, as the Book of Mormon states (as usual, right to the point) Helaman 14:13 And if ye believe on his name ye will repent of all your sins, that thereby ye may have a remission of them through his merits.